There are a few BaaS-platforms (in most countries of the world none at all), and only a small number of companies in the market have open APIs — but it is already clear that the market has matured, that without solving these infrastructure problems further fintech growth will be very limited.


Bank-as-a-service platform in Asia


New mobile only solution, linked to your bank account, enabling new services designed for parents, teenagers and household members. — Giving control back to families — Brand new features to help manager money, make transfers and spend responsibly. — Innovations in on-boarding, customer service and data-driven partnerships.


Digital banking services for families


Wish Finance is an alternative lender where small and medium merchants with POS/mPOS terminals are able to get short term business loans. Wish Finance HQ is in Singapore.


Business loans for merchant SMEs based on POS data


Ayannah provides digital commerce and payment services to the unbanked in emerging markets and the unbanked migrants in APAC countries. Key product — local and external remittances in Philippines. Ayannah aims to be the leading provider of digital commerce and payment services to the world’s unbanked. For unbanked migrants they give a better way to stay connected and to support their beneficiaries in their home country by giving them greater control over how their hard-earned remittances are used to improve the lives of their benefi ciaries.


Digital financial servicesfor the World’s unbanked


Fastacash is a global enabler of payments through social networks and messaging platforms, enabling secure and cost-effective transactions domestically and internationally. As a technology enabler, fastacash partners with companies and brands in the payments, remittance, consumer products, retail and social industries to bring its technology to end-users.


Payments through social networks and messaging platforms


Lenddo, world leader in social authentication and scoring technology, uses non-traditional data to provide credit scoring and verification for the emerging middle class. Lenddo has developed its patented technology based on 4 years of actual online lending experience that included collection, analysis and processing of billions of data points. The Lenddo Data Science team includes multiple PhDs and uses advanced machine learning techniques to build predictive algorithms. In January 2015, Lenddo opened its technologies for third parties, such as banks, lending institutions, utilities companies and credit card worldwide to reduce risk, increase portfolio size, improve customer service and verify applicants.


Social authentication and scoring technology


SoftPay Mobile International is a leading Mobile Point of Sale (mPOS) solution and Payment Facilitator company in Southeast Asia. SoftPay’s mPOS solution enables businesses and individuals to accept credit cards (Visa, MasterCard, JCB, Amex, China UnionPay), debit cards, bank cards, loyalty cards and all other kinds of card payments anywhere at anytime. Our mPOS solution is highly secure and has achieved numerous certifications to give merchants and customers peace of mind when processing payments.


Is a leading mPOS in Southeast Asia


Mobikon is a leading Customer Engagement and Marketing platform for Restaurants. Mobikon’s platform mEngage helps restaurants with a single view of customers across Ordering, Reservations, Feedback, social and marketing channels. Mobikon has pioneered in inStore customer engagement and has scaled in multiple markets across India and S.E. Asia.


Platform for restaurants dining app


Moven is a convenient bank, built following mobile first methodology. Besides easy and comfortable management, bank provides an opportunity of expense tracking and planning, p2p transfers and more.


The digital banking platform


US based startup Simple is creating a better interface for banking through the Web and mobile apps. In partnership with financial institutions which will hold the actual deposits, Simple is focusing on creating a better customer experience and simplifying the banking process by unifying all accounts into one, accessible through a bank card.


The world’s leading neobank

Fidor is a joint venture of the most innovative German Fidor Bank, built around community of interested users, and Life.SREDA. Goal of Fidor Bank is to build “banking with a human face”, every function and service are added, transformed or erased in accordance with community users’ wishes and in close contact with them, meanwhile Fidor emphasizes web and mobile interaction


Social Financial platform and neobank


Rocketbank is first Russian mobile-only bank. Services Rocketbank offers include free card loading and cash withdrawal at any ATM worldwide, money transfers, expenditure analysis, a discount guide, application support, and an air miles program (users making card purchases with Rocketbank’s card get 1.5% of the value of purchases in air miles). Its iOS app includes the ability to pay a person without having to know their bank details — instead, users can pick who they want to pay from their phone address book or enter an email address or e-wallet number.


Leading neobank in Russia


SumUp is the leading mobile point-of-sale (mPOS) company in Europe, set to revolutionize the global payments market. With SumUp’s solution, merchants accept credit and debit cards, using their smartphones or tablets, in a simple, secure and cost-effective way.


One of the largest mPOS company in Europe


LifePay provides a revolutionary technology that allow SMEs to accept payments by plastic cards via smartphone, mobile application and asmall secure reader.


Leading mPOS acquiring player in CIS


Allset offers people the shortest way to a sit-down lunch at local restaurants. Our app allows people to book tables, and order and pay for their meals, which will be ready as soon as they arrive at the restaurant at their desired time. Our mission is to bring busy people back to local restaurants for lunch. We want to help busy people take a real break and save time while enjoying the full restaurant experience.


Improving the restaurant dining experience


Settle is mobile payment & loyalty app. It allows user to make an order, pay for a check and get loyalty rewards at restaurants and bars, using only phone, just after registering at Settle and linking bank card to user’s account.


Mobile payment & loyalty app


The first supplier of the cloud service for scoring purposes in Russia. The service is aimed at assessing the borrowers in PDL and POS lending, it suits for small loans up to 100K RUR issued for the period of up to one year


The scoring and big data technology


Anthemis Group is the leading digital financial services investment and advisory firm focused on re-inventing financial services through technology for the 21st century. It advises, transforms and invests in businesses that are building better ways to design, consume and distribute financial services in the Information Economy.


The leading digital finance service


MyWishBoard.com is a first social finance platform for personal dreams and wishes. It is a social network with integrated handy wish list and diverse set of financial tools designed to contribute someone’s dream fulfillment.


Wishlist and crowdgifting


LifePAD is a project, allowing to expand tablet userbase in Russia on the basis of integrated platform, able to solve user’s personal and business related tasks. LifePADs are currently spread among Russian users with business background across all the territory of Russia. Like in case with Amazon Kindle, it is a freemium solution with preset SIM integrated.

Tablet with financial apps for SMEs


MyApps is a mobile apps constructor on all platforms for private persons and small and medium business. You can build «like Lego cubes» your own application in 15 minutes and it will be automatically published at AppStore, GooglePlay and other mobile stores!

Mobile apps constructor


Instabank banking platform scheme is based on mobile first methodology, it is a simple and convenient way for user to conduct the entire spectrum of banking operations, while using only tablet and/or smartphone for it. Bank focuses on usability and flexibility of its tools, with attention to integration with social services.

Beautiful and intuitive mobile bank